A surprise .25% Fed rate cut just dropped yesterday, December 10th — the third consecutive cut — and it has officially changed the landscape for every homeowner thinking about selling.
Most people will read the headline… and move on. But smart sellers understand something deeper:
š This isn’t just an interest rate move. It’s a timing signal. š This cut injects new affordability into the market — right as we head into the strongest early-season buyer window in years. š And it’s happening while inventory remains historically low.
That combination? It puts strategic sellers in the driver’s seat.
Here’s what you need to know:
• Three rate cuts = ~12 million additional buyers re-entering the national market. • Consumer confidence just jumped dramatically. • Buyers finally have the payment relief they’ve been waiting for. • Inventory is not keeping pace — giving sellers the leverage.
And this all lands right before the Spring 2026 market, which analysts expect to be: š„ Extremely competitive for buyers (affordability improves) š„ Extremely advantageous for sellers (inventory tightens even more)
If you’re considering selling your home — whether in Minnesota or Arizona — this is the moment to get ahead of the wave, not chase it. Listing early (December through early February) will position you in front of the strongest buyers before your neighbors even enter the conversation.
Waiting until everyone else lists is the mistake that costs sellers the most.
If you want a private, data-driven analysis of your home's value and timing strategy, message me directly or call/text 763.843.2905. No pressure — just real strategy in real time.
Because in this market, timing isn’t everything… It’s the difference between sold and sitting.
— Zane Petersen | Realtor | MN ā AZ Top $ Home Seller | Relocation Expert | SERHANT. International Marketing & Brand Network | Coldwell Banker Global Luxury on Wayzata Bay
*Over my career of 25 years, I've handled some of the largest transactions in real estate, including a $250M multi-tenant build in Kapolei Commons, Oahu, broke sales records in Medina and Albertville neighborhoods and broken sales records last year with homes sold in multiple states. I’m here RIGHT NOW FOR YOU, to make sure you win in 2026 - 763.843.2905
